Reclaim Bank Charges
Recover Bank Charges
Ever been charged by the bank for slipping into the red, going over your overdraft limit or having a direct debit or cheque returned?
Well, most of have and many of us have been penalised quite heavily by the bank, often when it wasn't our fault or for a small miscalculation and often, these things snowball alarmingly!
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However, it is possible to have all these charges for the last 6 years returned to you by the bank, which is where we can help.
Having taken extensive specific legal advice on the subject of bank charges, we have established that in most circumstances, the banks have no right to charge such fees for unpaid items, going overdrawn without arrangement or exceeding an overdraft limit, although they will not publicly acknowledge this.
The reason they have no right to do this is because the amount of the fees charged vastly exceeds the cost to the bank of taking the action which it does.
After all, a computer generated letter simply does not cost £30 but this is the amount a bank will typically charge. It is, quite simply, profiteering.
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If you have been the victim of similar charges from your bank, there is an excellent chance of obtaining a full refund of these fees. Contact us with brief details of your case and we will get back to you. We work on a RESULTS ONLY basis - if you receive no refund, you pay no fees to us!
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If we feel your claim or grievance has merit, we will take up matters on your behalf with your bank with a view to obtaining a just settlement on your behalf.
Of course, you could take up matters directly with your bank, but quite simply, you may not have the time. It can be a lengthy procedure complaining to a bank but this is where we can help by taking it all away from you.
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